Location, location, location...

Our mortgage program is not just for first-time homebuyers. If you choose to buy in a "Targeted Area" such as Baltimore City, you don't have to be a first-time homebuyer.

Targeted Areas: All of the following jurisdictions are designated targeted areas.

  • Allegany County
  • Baltimore City
  • Caroline County
  • Dorchester County
  • Garrett County
  • Kent County
  • Somerset County
Additionally, portions of other counties are targeted areas. To determine if a property address is located in a targeted area, click here for our interactive mapping tool.