Legal Notices and Privacy Policy
Maryland Department of Housing and Community Development (DHCD)

 

USE OF THIS WEBSITE

 

Your access and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and browsing this site, you accept these terms and conditions without limitation or qualification.

 

DISCLAIMER

 

The Community Development Administration (CDA) is an agency within the Division of Development Finance of the Maryland Department of Housing and Community Development (DHCD).

All information contained in the CDA Bonds - Investor Information Webpage is obtained from sources believed to be accurate and reliable. Refer to the Official Statement and operative documents of each series for complete information on that issue. This information, however, is prepared "without audit" unless otherwise identified as audited financial information. Due to the possibility of human or mechanical error as well as other factors, this information is provided "as is" without warranty of any kind and CDA and the Department make no representation, express or implied, as to the accuracy, reliability, completeness, or timeliness of this information, and are not responsible for any loss or damages incurred by parties using this information.

Some information, including financial statements may be available only in Adobe Portable Document Format (PDF) using Adobe Acrobat Reader 4.0, and you will need Adobe Reader software to accurately read and print them. If you do not have the Adobe Acrobat Reader, or if you are using a version earlier than that used in Adobe Acrobat Reader 4.0, you may obtain an updated version of the Adobe Reader free of charge from the Adobe web site at www.adobe.com. Using software other than the Adobe Reader included in Adobe Acrobat Reader 4.0 may cause the financial statements or other information that you view or print to differ from the financial statements or other information as they were posted on this web site or as they appear in the CDA's printed version. You assume the risk of any such discrepancies as well as any discrepancies related to communication transmission or other printing problems. If you need help downloading the financial statements or other information, or would like to obtain copies of the printed financial statements, please contact CDA Bonds - Investor Relations at (410) 514-7326 or by e-mail at  cda_bonds@mdhousing.org.

The information contained at this website has been included for general informational purposes only and no person should make any investment decision in reliance upon the information contained herein. This website and the information contained herein do not constitute an offer to sell or the solicitation of any offer to buy any securities. CDA currently anticipates that the disclosure documents prepared from time to time in connection with the offering and sale of securities by it may contain information updating or supplementing the information presented at this website. In addition, certain financial information and operating data, as well as information regarding certain material developments concerning CDA and securities from time to time issued by it, may be filed with the Municipal Securities Rulemaking Board (MSRB) or the Nationally Recognized Municipal Securities Information Repositories (NRMSIRS) from time to time recognized by the Securities and Exchange Commission. CDA in its discretion will determine whether to include such updated information on its website or to otherwise supplement, update or modify the information at this website. Furthermore, the information in each document or file is dated as of the date or dates indicated, and CDA and DHCD disclaim any duty or obligation either to update the information contained at this website or to maintain the availability of such information. Such supplemental, updated or modified information may be obtained from the MSRB or the NRMSIRS.

Under no circumstances shall CDA or DHCD have any liability to any person or entity for (1) any loss or damage in whole or part caused by, resulting from or relating to any error (neglect or otherwise) or other circumstances involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing communicating or delivering any such information, or (2) any direct, indirect, special, consequential or incidental damages whatsoever, even if CDA or the Department is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information.

 

RESTRICTIONS ON USE OF WEBSITE MATERIALS

 

The Maryland Department of Housing and Community Development (DHCD) maintains this website to provide you with information, and for education and communication. Please feel free to browse the site. You may download material displayed on this site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, repost, or use the contents of this site for public or commercial purposes, including the text, images, audio, and video without the permission of DHCD.

 

AUTHENTICATION

 

http://www.dhcd.state.md.us constitutes the official website of the Maryland Department of Housing and Community Development (DHCD). No other website, provider or service is authorized to provide online information regarding the affairs of DHCD or CDA.

 

LINKS TO OTHER WEBSITES.

 

Links to information on sites other than those operated by or on behalf of the Maryland Department of Housing and Community Development (DHCD) are for your convenience only and are not an endorsement of recommendation of those sites. DHCD does not control or provide any content or information at these sites, makes no representation or warranty of any kind with respect to these sites or their content and does not maintain, operate, or take responsibility for what appears there. DHCD does not endorse and is not responsible for the accuracy or reliability of such content or information and any use thereof is solely at the user's risk.

 

PRIVACY POLICY

 

This web site is provided as a public service by the Maryland Department of Housing and Community Development.

  • Of the information we learn about you from your visit to http://www.dhcd.state.md.us, we may store the following: the domain name from which you access the Internet, the date and time, the Internet address of the web site from which you linked directly to our site, and the browser used to access our site. This information is used to measure the number of visitors to our site and identify system performance or problem areas. We also use this information to help us expand the coverage of the site to assist users in finding information about housing, community development and historic and cultural programs.
  • If we request personal information from you we are obligated under state law to provide you with the following information:
    1. the purpose for which the personal information is collected;
    2. any specific consequences to the person for refusal to provide the personal information;
    3. your right to inspect, amend, or correct personal records, if any;
    4. whether the personal information is generally available for public inspection; and
    5. whether the personal information is made available or transferred to or shared with any entity other than the official custodian.
  • "Personal information" means information that identifies an individual including an individual's address, driver's license number or any other identification number, medical or disability information, name, photograph or computer generated image, Social Security number, or telephone number.
  • Generally we do not give, share, sell or transfer any personal information collected to a third party, unless otherwise specified or if required by law or regulation.
  • Generally you are not required to provide personal information to us. If you participate in a program of the Department some personal information may be required. If we require personal information and you refuse to provide it to us, your refusal may adversely affect your ability to participate in the Department's program.
  • When inquiries are e-mailed to us, we store the question and the e-mail address information so that we can respond electronically. Unless otherwise required by statute, we do not identify publicly who sends questions or comments to our web site or e-mail address. We will not obtain information that will allow us to personally identify you when you visit our site, unless you chose to provide such information to us.