Refund Schedule

Under MHF’s 40 Year Term with a Five Year Upfront Premium insurance, MHF will provide a refund as specified below if coverage is terminated or cancelled.
Month Coverage Terminated	Percent of Premium Refunded	Month Coverage Terminated	Percent of Premium Refunded
1	98%	31	48%
2	97%	32	47
3	95	33	45
4	93	34	43
5	92	35	42
6	90	36	40
7	88	37	38
8	87	38	37
9	85	39	35
10	83	40	33
11	82	41	32
12	80	42	30
13	78	43	28
14	77	44	27
15	75	45	25
16	73	46	23
17	72	47	22
18	70	48	20
19	68	49	18
20	67	50	17
21	65	51	15
22	63	52	13
23	62	53	12
24	60	54	10
25	58	55	8
26	57	56	7
27	55	57	5
28	53	58	3
29	52	59	2
30	50	60	0